Any application charge charged by the FCU should really be commensurate using the degree of underwriting required to undertaking a PALs II loan
However, the Board try mindful that permitting an FCU to charge a credit card applicatoin fee as much as $20 regarding the a PALs II loan not as much as $100 try problematic. According to the information and circumstances, the Board thinks that billing a $20 application cost for the amount that is low might take unjust advantageous asset of the shortcoming of this borrower to safeguard their passions, particularly where minimal underwriting is anticipated to feel done.
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